Digitize your chama operations with our comprehensive management system designed for table banking groups, merry-go-rounds, and welfare groups. Manage member contributions, group loans, meetings, and complete financial records in one powerful platform.
Watch our quick demo to see how Charmmaa simplifies your chama management
Transform your chama operations with streamlined digital tools. From member management to financial reporting, Charmmaa provides everything you need to run your group efficiently and transparently.
Complete member registration, profiles, and contribution tracking
Track monthly/weekly contributions and share capital
Manage member loans, guarantors, and repayment schedules
Manage table banking rotation schedules and payouts
Record meeting minutes, attendance, and agendas
Track welfare contributions and member welfare benefits
Members can contribute via M-PESA Paybill automatically. Contributions are recorded instantly, eliminating manual entry and reducing errors. Get real-time notifications for all transactions.
Send meeting reminders and contribution alerts via SMS. Generate comprehensive financial statements, member statements, and detailed reports. Track fines for late contributions and missed meetings.
Experience the intuitive interface and powerful features that make chama management effortless.
Save up to 20% with yearly billing.
Up to 30 members
Up to 100 members
Unlimited members
Charmmaa has transformed how we manage our chama. The M-PESA integration is a game-changer - members can contribute anytime, and everything is recorded automatically. Our meetings are now more focused on growth rather than paperwork!
The loan management feature is excellent. We can now track all loans, guarantors, and repayments with ease. The financial reports are comprehensive and help us make better decisions for our group.
Charmmaa is user-friendly and has everything we need. The SMS reminders ensure members never miss meetings or contributions. Highly recommended for any serious chama!
Join hundreds of chamas that have transformed their group management with Charmmaa. Contact us today for a demo or to discuss your requirements.
Free training & 24-hours support
Serious about security & privacy
Highest levels of uptime & reliability
